Comprehensive Insurance

Comprehensive Insurance offers all-round protection by covering a wide range of risks, including damages to your own asset and third-party liabilities. It’s ideal for vehicles and property, ensuring financial safety from accidents, theft, natural calamities, and other unexpected events.

Third-Party Liability

Third-Party Liability Insurance covers legal and financial responsibilities if you cause injury or property damage to someone else. It's mandatory for vehicles and useful in business settings, protecting you from claims, lawsuits, or compensation demands made by affected third parties.

Zero Depreciation

Zero Depreciation Insurance ensures full claim settlement without factoring in depreciation on car parts. Unlike standard policies, it covers the entire cost of repairs or replacements, making it ideal for new or high-value vehicles to minimize out-of-pocket expenses after accidents.

Commercial Vehicle

Commercial Vehicle Insurance protects vehicles used for business purposes—like trucks, taxis, or delivery vans—against damages, theft, and third-party liabilities. It ensures business continuity by covering repair costs, legal claims, and financial losses due to accidents, natural disasters, or unforeseen event.

Personal Accident Cover

Personal Accident Cover provides financial compensation in case of accidental death, permanent or temporary disability, or injury. It supports the insured or their family with a lump sum or income replacement, easing the burden during recovery or after loss.

Own Damage Insurance

Own Damage Insurance covers repair or replacement costs for your vehicle in case of accidents, fire, theft, natural disasters, or vandalism. It ensures financial protection for the policyholder's own vehicle, independent of any third-party involvement or liability.

Engine Protection Cover

Engine Protection Cover safeguards your vehicle’s engine and related parts against damage due to water ingression, oil leaks, or mechanical failure—not usually covered in basic policies. It’s especially useful in flood-prone areas, preventing costly repairs from non-accidental damages.

Accident Cover

Accident Cover provides financial compensation in case of accidental death, permanent or temporary disability, or injury. It supports the insured or their family with a lump sum or income replacement, easing the burden during recovery or after loss.

Vichale Parts Damage

Vichale Parts Damage Insurance covers repair or replacement costs for your vehicle in case of accidents, fire, theft, natural disasters, or vandalism. It ensures financial protection for the policyholder's own vehicle, independent of any third-party involvement or liability.