Helth Insurance Policy

Get BlueCharm Helth Insurance Polcy and Stay Worry-Free with Comprehensive Health Coverage From hospitalisation to preventive care, our health insurance plans ensure financial protection and peace of mind. Get BlueCharm Helth Insurance Polcy and Stay Worry-Free with Comprehensive Health Coverage From hospitalisation to preventive care, our health insurance plans ensure financial protection and peace of mind.

Health Insurance Policy We Offer

Hospital - Cash Health
Insurance Policy

Hospital - Cash Insurance Offers a fixed daily cash benefit during hospitalization, regardless of actual medical expenses. It supports incidental costs like travel, food, and loss of income, acting as a financial cushion alongside your primary health insurance during hospital stays.

Individual Health
Insurance Policy

It is coverage purchased by a person to help pay for medical expenses which covers pre and post hospitalisation. It's ideal for those without employer-sponsored plans and offers various options based on needs, including doctor visits, hospital care, prescriptions, and preventive services.

Critical Illness Health
Insurance Policy

Critical Illness Insurance covers a lump sum payout upon diagnosis of serious illnesses like cancer, heart attack, or stroke. It helps cover high treatment costs, lifestyle changes, and income loss, providing financial stability during challenging medical situations

Super Top-up Health
Insurance Policy

Super Top-up Health Insurance covers medical expenses exceeding a set deductible over multiple claims in a year. Unlike regular top-ups, it activates after total costs cross the threshold, offering enhanced protection for frequent or high-value treatments at an affordable premium.

Mediclaim Health
Insurance Policy

Mediclaim Insurance reimburses hospitalization expenses due to illness or accidents, covering costs like room rent, surgeries, and doctor fees. It offers financial protection by either cashless treatment or reimbursement, ensuring access to quality healthcare without straining personal savings.

Senior Citizen Health
Insurance Policy

Senior Citizen Health Insurance is designed for individuals aged 60 and above, covering age-related illnesses, hospitalization, and medical treatments. It often includes higher sum insured, annual health check-ups, and critical illness coverage, helping manage rising healthcare costs during old age.

Personal Accident Health
Insurance Policy

Personal Accident Insurance provides financial support in case of accidental death, disability, or injury. It offers lump sum benefits, covers medical costs, and ensures income replacement, helping policyholders and their families cope with the physical and financial impact of accidents.

Family Floater Health
Insurance Policy

Its Provides medical coverage. It covers the entire family under a single policy with a shared sum insured. It is cost-effective and provides financial protection for hospitalization, medical emergencies, and treatment expenses for all insured members during the policy term.

Maternity Health
Insurance Policy

Maternity Insurance covers expenses related to childbirth, including delivery costs, pre- and post-natal care, and newborn care. It eases the financial burden during pregnancy, ensuring quality healthcare for mother and baby, often with a waiting period before benefits apply.

Blue Charm Insurance Company Partners

Why Choose Blue Charm for Health Insurance?

Fast and Smooth Claims Process

Dedicated claims support for a seamless experience.

Huge Network of Hospitals

Get maximum coverage at the suitable rates.

Quick & Hassle-Free Claims

Dedicated claims support for a seamless experience

Pocket-friendly Premiums

Pocket-friendly Associated with top insurers for a huge range of choices.

Extensive Protection Plans

Partnered with leading insurance providers to offer diverse and flexible options.

Fully Cashless Hospitalisation

Tailored insurance options to fulfill your needs.

Happy Customers and Testimonials

Showcasing real-life success stories of people benefiting from health insurance.

“Getting my health insurance with BlueCharm was effortless! The digital process was smooth, paperwork-free, and I got my policy instantly without any hassle.”

– Amit Saini, Mumbai

“I was able to compare multiple health insurance plans and choose the one that fit my needs perfectly. Thanks to BlueCharm , I got the best coverage at an affordable premium!”

– Neha Kumari, Delhi

“Partnering with BlueCharm for our alumni health insurance programme was one of our best decisions. Their seamless onboarding, extensive coverage options, and prompt claim support have ensured that our alumni and their families feel secure and valued.”

– Rohan Puri, Bangalore

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