Hospital - Cash Insurance Offers a fixed daily cash benefit during hospitalization, regardless of actual medical expenses. It supports incidental costs like travel, food, and loss of income, acting as a financial cushion alongside your primary health insurance during hospital stays.
It is coverage purchased by a person to help pay for medical expenses which covers pre and post hospitalisation. It's ideal for those without employer-sponsored plans and offers various options based on needs, including doctor visits, hospital care, prescriptions, and preventive services.
Critical Illness Insurance covers a lump sum payout upon diagnosis of serious illnesses like cancer, heart attack, or stroke. It helps cover high treatment costs, lifestyle changes, and income loss, providing financial stability during challenging medical situations
Super Top-up Health Insurance covers medical expenses exceeding a set deductible over multiple claims in a year. Unlike regular top-ups, it activates after total costs cross the threshold, offering enhanced protection for frequent or high-value treatments at an affordable premium.
Mediclaim Insurance reimburses hospitalization expenses due to illness or accidents, covering costs like room rent, surgeries, and doctor fees. It offers financial protection by either cashless treatment or reimbursement, ensuring access to quality healthcare without straining personal savings.
Senior Citizen Health Insurance is designed for individuals aged 60 and above, covering age-related illnesses, hospitalization, and medical treatments. It often includes higher sum insured, annual health check-ups, and critical illness coverage, helping manage rising healthcare costs during old age.
Personal Accident Insurance provides financial support in case of accidental death, disability, or injury. It offers lump sum benefits, covers medical costs, and ensures income replacement, helping policyholders and their families cope with the physical and financial impact of accidents.
Its Provides medical coverage. It covers the entire family under a single policy with a shared sum insured. It is cost-effective and provides financial protection for hospitalization, medical emergencies, and treatment expenses for all insured members during the policy term.
Maternity Insurance covers expenses related to childbirth, including delivery costs, pre- and post-natal care, and newborn care. It eases the financial burden during pregnancy, ensuring quality healthcare for mother and baby, often with a waiting period before benefits apply.
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Is It Possible To Buy Motor Insurance Without An Agent ?
Motor insurance is a legal requirement under the Motor Vehicle Act. It provides financial protection against damages or losses caused by accidents, theft, natural disasters, or third-party liability. Motor InsuranceWhat Is Term Life Insurance or Life Insurance ?
In a term life insurance policy, the death benefit is paid to beneficiaries over a fixed period. Once the term ends, the policyholder can choose to renew it, convert it to permanent coverage, or allow it to expire. Life InsuranceWhat Is Travel Insurance and Why Is It Important?
Travelling can be an exciting and enriching experience, but unforeseen events can disrupt even the most well-planned trips. To protect yourself from unexpected challenges, travel insurance becomes a valuable investment. Travel Insurance
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