Life Insurance

You can easily Secure Your Family’s Future with Life Insurance. Life is unpredictable. Ensure your loved ones have financial security even when you’re not around.

Life Insurance Policy We Offer

Retirement Plans

Retirement Plans help you build a financial cushion for life after work. They ensure regular income post-retirement through systematic savings or annuities, offering financial independence, stability, and peace of mind during your non-earning years.

Endowment Insurance Plans

Endowment plans are life insurance policies that combine savings and protection. They pay a lump sum either on death or at policy maturity, helping you build disciplined savings while ensuring your family’s financial safety in case of an unfortunate event.

Whole Life Insurance

Whole life insurance provides lifelong coverage along with a guaranteed death benefit and savings component. Premiums remain fixed, and the policy builds cash value over time, which can be borrowed against, making it a long-term financial and legacy planning too.

Group Life Insurance

Group Life Insurance offers life cover to a group of individuals under a single policy, usually provided by employers. It’s cost-effective and provides financial protection to employees' families in case of the insured member’s untimely death.

Moneyback Policy

A Moneyback Policy provides life coverage and periodic payouts during the policy term. These survival benefits help meet short-term financial needs. If the insured dies during the term, the full sum assured is paid, regardless of earlier payouts.

Unit Linked Insurance

Unit Linked Insurance Plans (ULIPs) are hybrid products that offer both investment and life insurance. A portion of the premium goes towards market-linked investments, while the rest provides life cover. Returns depend on market performance, offering flexibility and wealth creation.

Term Insurance with Return

Term Insurance with Return of Premium (TROP) offers life cover like regular term plans, but refunds all premiums paid if you survive the policy term. It’s ideal for those seeking protection with a money-back assurance at policy maturity.

Term Life Insurance

Term insurance is a life insurance plan that offers financial protection for a specific period. If the insured dies during the term, the nominee receives a death benefit. It’s an affordable way to secure your family’s future needs. we Provides a lump sum payout to your family in case of your untimely demise, ensuring their financial security.

Child Insurance Plans

Child Insurance Plans are designed to secure a child’s future by combining savings and life cover. They ensure financial support for education or life goals, even if the parent passes away, with payouts at key milestones or policy maturity.

Our Partners

Why choose BlueCharm for life insurance

Customisable Plans Tailored insurance options to fit your needs
Affordable Premiums Get maximum coverage at the best rates
Trusted Partner Network Trusted partner network of top insurers for wide range of choices
Quick & Hassle-Free Claims Dedicated claims support for a seamless experience
Financial Security & Tax Benefits Associated with top insurers for a wide range of choices
Flexible insurance Plans designed to match your unique lifestyle, goals, and coverage requirements.

Our Happy Customer Testimonials

Showcasing real-life success stories of people benefiting from life insurance.


“Blue Charm’s life insurance solutions have helped us provide long-term financial security to our employees and their families. Their tailored plans and excellent service make them a trusted partner in our employee benefits programme.”

– Rohan Manchanda, Pune

“I wanted a plan that offered both protection and savings, and Blue Charm’s endowment policy was perfect! It ensures my family’s security while helping me build a financial cushion for the future.”

– Priyanka Suryavanshi, Delhi

“With Blue Charm’s ULIP, I’m securing my family’s future while growing my wealth. The policy offers great flexibility and transparency, making it the perfect choice for long-term financial planning.”

– Vikram Ray, Bangalore

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